How to read our member site for free:

You can’t. There is more than a book’s worth of knowledge in here and you'll have to pay to read it. Each month is like a chapter and there’s a monthly fee. There are site-exclusive items and, once you read them, you can't give them back, so we can't give you back the money, even if you don't like it!

We are not charging you for picks or advice, we are charging a fee to allow us to maintain this site and spend the time it takes to make it worthwhile for you to come here.

While we may say "buy this!" or "seriously, buy that" it is with the full understanding that this is our opinion only and we do not, in any way, shape, or form, hold ourselves out to be financial professionals. We expect you to consult a professional financial adviser before taking any action on any information (which may be incorrect, as we do make a lot of mistakes) you read on this site.  This is not a stock recommendation or picking site. Any, and all, posts and/or comments are for entertainment purposes only.  If you choose to read this anything on this site, you are a guest of this site, and you do so at your own risk. we are not liable, in anyway, shape or form, for any losses or damages, monetray or otherwise, if you choose to read this site. Please invest wisely and always consult your financial advisor first.

There are no refunds, but we may terminate your membership at any time if we see the need, since this is a private trading community and these are our rules. If you have a dispute, you may pay for our lawyer and your own and bring a case before the American Arbitration Association in California; though under no circumstances will we be liable in any way for any judgment exceeding your membership subscription fee.

Also, if you are a professional investment manager, fund manager, institutional trader, other financial professional, or are using information on this site as a trading professional, we expect you to honorably pay the professional fee. To find out about the professional fee, contact us through any of the means available on this website. You hereby agree that should we find out at a later date that you misrepresented yourself, you will pay ten times the professional rate plus any legal fees we incur in order to get to the bottom of it. We know this is very harsh, so please be honest.

By becoming a member (i.e. subscribing to the site) you are agreeing to all of the above terms.

We know this sounds harsh, but we are doing this for fun and certainly don’t want to get into the hassle of turning into some corporation (which would have to charge you much higher fees).

That being said, before you subscribe to our member site and join us, please be aware that we do have freely published information available on our public site and that Andy (HappyTrading!) is regularly published in many places on the web on several free sites. Your main advantages to joining us are:
1)Trading community: Every trading day, our members swap ideas, advice, and post trades of their own. Our managing team is present on the member board everyday to respond to questions and ideas, often in real time. No other financial blog gives its members this level of access, versatility, and interactivity!
2) Happy Trades!!: This page is updated whenever trades are published on the member site. It records and updates some of managing team's actual trades!
3) Email Alerts: Trade ideas and actual trades are emailed directly to your “Inbox”.
4) Technical Analysis on individual stocks: Interesting trading ideas are discussed, accompanied by charts and technical analysis
5) Market overviews: A daily outlook after the bell with trade ideas, notes on key indicators, and analysis of the day’s action.
6) Happy’s Watchlist: An watchlist that is updated mostly once a week on stocks that may be moving during that week
7) Support: Our staff works hard to keep things running smoothly, and we respond promptly to any questions you have.
So, in summary, you are doing this for fun or because you have appreciated all the free columns we have written and feel that that by itself is deserving of a donation; because, as you can see, we promise nothing.

If you have gotten far enough in our membership cue to read this, then perhaps give us a month or two before giving up your spot to see if you find something useful enough to offset the fee. If you can’t find anything genuinely useful here, then we would rather have you put the money into an IRA every month than give it to us!

So please do not give us the annual fee if you think you may get bored or just want to check us out - although the monthly rates are more expensive, you can always upgrade.

We hope you'll join us.


Thanks,
Andy Wang  (HappyTrading! TM)